CIMB Drops Card PIN for Google Pay Transactions Over RM250 – Here’s What It Means

Starting March 25, 2025, CIMB Bank is making a significant change to how Google Pay and Google Wallet transactions work. If you're used to entering your card PIN for purchases above RM250, that's about to change. Instead of using a PIN, biometrics like Face ID or fingerprint verification—or a passcode—will now be required.

Why the Change?

This update is all about speed and security. By switching to biometric authentication, CIMB aims to make high-value transactions faster and more seamless, while still keeping security in check. Face recognition and fingerprint verification are widely considered more secure than a PIN, which can be forgotten or even stolen.

Google Pay vs. Google Wallet – What's the Difference?

Not sure how these services differ? Here's a quick breakdown:

A Shift in CIMB's Digital Banking Approach

This update comes just days after CIMB announced the discontinuation of CIMB Clicks, which will be phased out on April 12, 2025. Customers are now encouraged to switch to CIMB OCTO, the bank's latest app designed to provide a more modern and streamlined banking experience.

What Does This Mean for CIMB Customers?

If you frequently use Google Pay or Google Wallet with CIMB cards, you'll need to get used to biometric authentication or passcodes instead of your usual PIN for larger purchases. While this might take a little adjusting, the shift aims to make transactions quicker and more secure.

Are you on board with using biometrics instead of a PIN for payments? Let's hear your thoughts.