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LEMON BLOG

Bridging the Protection Gap: How the Insurance Gap Protection Calculator Empowers Malaysians

A Tool Born from Industry Collaboration Back in 2017, I developed the Insurance Gap Protection Calculator following a request by the Malaysian Takaful Association (MTA) and the Life Insurance Association of Malaysia (LIAM), under the guidance of Bank Negara Malaysia (BNM). The goal was clear—create a simple, reliable, and accessible tool that could help everyday Malaysians understand how much life insurance or takaful protection they truly need.

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