What’s on your mind..?
If you've been hearing "MyDigital ID" pop up more often lately, this is why: Malaysia is now running a larger Phase 2 "sandbox" (basically, a controlled test environment) to plug MyDigital ID into real banking systems. According to a written parliamentary reply by the Ministry of Finance (MOF), 18 banking institutions have confirmed they're taking part in this second phase.
If you've ever tried comparing medical insurance plans and ended up more confused than confident, you're not alone. That's exactly the problem the government says it wants to tackle with a new baseline product: a basic Medical and Health Insurance/Takaful (MHIT) plan that's meant to be affordable, standardised, and easier to understand, while also helping to cool down the pressure from rising private healthcare costs.
A Tool Born from Industry Collaboration Back in 2017, I developed the Insurance Gap Protection Calculator following a request by the Malaysian Takaful Association (MTA) and the Life Insurance Association of Malaysia (LIAM), under the guidance of Bank Negara Malaysia (BNM). The goal was clear—create a simple, reliable, and accessible tool that could help everyday Malaysians understand how much life insurance or takaful protection they truly need.
Malaysia's cybersecurity defenses were put to the test recently when hackers launched a serious cyberattack on Malaysia Airports Holdings Berhad (MAHB), demanding a staggering US$10 million ransom. Prime Minister Datuk Seri Anwar Ibrahim revealed the incident during his keynote speech at the 218th Police Day celebration.
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